The AP Chandranna Bima Yojana is a vital initiative by the Andhra Pradesh state government to provide insurance coverage to unorganized workers. This scheme targets artisans, small self-employed groups, small traders, and other similar occupations. The program is designed to extend insurance benefits to over 1.5 crore workers, offering them financial security in case of accidents, disabilities, or death. Under this scheme, workers will receive insurance coverage worth 5 lakh rupees in the event of an accident or death. In cases of lifelong disability, the state government will pay 5 lakh rupees to the affected individuals, ensuring they and their families are supported financially.

Workers who sustain physical disabilities due to accidents will receive 3 lakh rupees upon reaching adulthood. Additionally, 3 lakh rupees will be allocated for necessary medical care if recovery is possible. The state government has allocated Rs. 132 crores for the insurance premium, making this coverage accessible to almost all workers in the unorganized sectors.

Details of Chandranna Bheema Yojana 2024

Name	Chandranna Bheema Yojana
Introduced by	Andhra Pradesh state government
State	Andhra Pradesh
Beneficiary	Unorganized Sector Workers
Purpose	To provide insurance coverage
Age Limit	18 years to 70 years
Coverage	3 to 5 lakhs
State Premium	132 crores

The objective of AP Chandranna Bima Yojana

The primary objective of the Chandranna Bheema Yojana is to offer financial security to workers in the unorganized sector, an area often neglected by government initiatives. This scheme aims to protect small business owners, shopkeepers, and artisans, ensuring they have financial support in the event of an accident. By providing insurance coverage, the yojana helps these workers and their families survive financially during challenging times.

Features of Chandranna Bima Yojana

Some of the key features of the Chandranna Bheema Yojana include:

• The Society for the Elimination of Rural Poverty (SERP) will manage the database, enroll, and register all applicants for the program.
• All beneficiaries will be registered under the Social Security Act of 2008 in addition to the Chandranna Bheema Scheme.
• The assistant labor officer in the labor department serves as the registering authority, ensuring efficient enrollment and management of the scheme.

Benefits of Chandranna Bima Yojana

The Chandranna Bheema Yojana offers several benefits to workers in the unorganized sector:

• Financial security against loss provides workers and their families peace of mind.
• Rs. 5 lakh death benefit and Rs. 5 lakh total disability benefit, ensuring significant financial support in critical situations.
• Workers need to pay only Rs. 15 to the labor department to avail the benefits of this program.
• In case of partial handicap, workers between the ages of 18 and 70 will receive Rs. 2.50 lakh.
• Workers aged 51 to 60 will receive Rs. 30,000 in the event of natural death.
• A scholarship of Rs. 1,200 is available for up to two children enrolled in 9th, 10th, intermediate, and ITI classes, supporting their education.

Eligibility Criteria

To be eligible for the Chandranna Bheema Yojana, applicants must meet the following criteria:

• Individuals aged between 18 and 70 years working in the unorganized sector.
• Private Employees with a monthly salary of less than 15,000 rupees.
• Possession of a nationalized bank account is mandatory for registration.

Steps to Apply for Chandranna Bheema Yojana

To apply for the Chandranna Bheema Yojana, follow these steps:

1. Visit the official website of the Andhra Pradesh Government.
2. Open the home page On the homepage, click on the Login button.
3. Enter/Mention your username and password on the login page.
4. Click/Press on the login button to access your registered account.
5. Find and click on the Chandranna Bheema Yojana Application form link.
6. Fill out the complete application form with all required details.
7. The Praja Sadhikara survivor will visit the worker’s home, conduct a preliminary investigation, and gather a claim application with pertinent information such as the nominee’s name, account number, and other necessary documents like copies of Aadhar and ration cards.
8. Save the bank details after retrieving information from the UIDAI server.
9. The applicant will receive a reference number for their application along with registration details via email and mobile number.
10. An insurance certificate and policy number will be prepared and sent to the address listed on the Aadhaar card within 60 days.

Download the Natural Death Claim Application Form – CLICK HERE

Download the Accidental Death Claim Application Form – CLICK HERE

By following these steps, eligible workers in the unorganized sector can avail the comprehensive benefits of the Chandranna Bheema Yojana, securing their future and ensuring financial stability for themselves and their families.